- All categories
How many investment products
does Zitra have?
We have two investment products.
Zitra Pesado for bulk investments
Zitra Primero, for building little savings/investment plans.
What is the minimum amount I
The minimum amount for Zitra Pesado is 100k.
For Zita Primero, you can start with your desired amount
What is the minimum tenor for
The minimum tenor is 90days
What are the requirements for
a Zitra Pesado and Primero?
Your initial investment deposits
A valid ID
What happens when I liquidate
You can liquidate your funds at any time.
How can I get my interest
Your interest payment can be made monthly, quarterly, annually, or upon maturity date,
Are there extra charges?
There are no extra or hidden charges. However, there is a statutory 10% withholding tax to be charged on the accrued interest.
Who is eligible for a Zitra
Salary earners and petty traders who are looking to grow their businesses can apply for a Zitra loan.
How much can I borrow?
You can access up to 5 million naira. However, for both salary earners and businesses, the amount accessible to you is determined by your verifiable income level.
What is Zitra Sharpaly?
This is a soft loan available to any petty trader interested in growing their business
What is the maximum loan
amount for Zitra Sharpaly?
Petty traders can access varied amounts without collateral or guarantor and make weekly repayments
What documents do I need to
access a loan?
Zitra Raiz: You’ll need to provide your bank statement of account for 6 months and a government-issued regulatory ID.
Zitra Sharpaly: We just need to verify the existence of your trade and perform a credit check.
Why does Zitra need my BVN?
This is a CBN policy applicable to financial institutions as part of KYC requirements. We compare the information you have provided with that registered on your BVN. Your details are safe with us.
Why does Zitra require a
We carry out a credit check to determine borrowers' creditworthiness.
How long does it take to
process a loan?
It takes just 24 hours to process any loan application
Are there hidden charges?
There are no hidden charges. Our offer is easy for everyone to understand.