- All categories
- Loans
- Investments
- Others
-
How many investment products
does Zitra have?
We have two investment products.
Zitra Pesado for bulk investments
Zitra Primero, for building little savings/investment plans.
-
What is the minimum amount I
can invest?
The minimum amount for Zitra Pesado is 100k.
For Zita Primero, you can start with your desired amount -
What is the minimum tenor for
Zitra Pesado?
The minimum tenor is 90days
-
What are the requirements for
a Zitra Pesado and Primero?
Your initial investment deposits
A valid ID -
What happens when I liquidate
my funds?
You can liquidate your funds at any time.
-
How can I get my interest
paid?
Your interest payment can be made monthly, quarterly, annually, or upon maturity date,
-
Are there extra charges?
There are no extra or hidden charges. However, there is a statutory 10% withholding tax to be charged on the accrued interest.
-
Who is eligible for a Zitra
loan?
Salary earners and petty traders who are looking to grow their businesses can apply for a Zitra loan.
-
How much can I borrow?
You can access up to 5 million naira. However, for both salary earners and businesses, the amount accessible to you is determined by your verifiable income level.
-
What is Zitra Sharpaly?
This is a soft loan available to any petty trader interested in growing their business
-
What is the maximum loan
amount for Zitra Sharpaly?
Petty traders can access varied amounts without collateral or guarantor and make weekly repayments
-
What documents do I need to
access a loan?
Zitra Raiz: You’ll need to provide your bank statement of account for 6 months and a government-issued regulatory ID.
Zitra Sharpaly: We just need to verify the existence of your trade and perform a credit check. -
Why does Zitra need my BVN?
This is a CBN policy applicable to financial institutions as part of KYC requirements. We compare the information you have provided with that registered on your BVN. Your details are safe with us.
-
Why does Zitra require a
credit check?
We carry out a credit check to determine borrowers' creditworthiness.
-
How long does it take to
process a loan?
It takes just 24 hours to process any loan application
-
Are there hidden charges?
There are no hidden charges. Our offer is easy for everyone to understand.